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Get your cash in minutes when you cash a check in the app and judge to pay for a little rate to click here acquire your money faster.** Activated, chip-enabled debit card needed to use Ingo Dollars Test cashing service. The check cashing service is supplied by Ingo Money, Inc. and the sponsor lender, recognized inside the terms and conditions for the company and topic to Ingo Cash Inc. Conditions and terms and Privacy Plan. Boundaries utilize. Acceptance normally takes 3 to 5 minutes but normally takes up to 1 hour. All checks are matter to acceptance for funding in Ingo Money's sole discretion.